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Gilbert Homes – Search Gilbert Homes and Real Estate

Search Gilbert homes like a Realtor, properties and neighborhoods throughout Arizona, including Mesa, Chandler, Tempe, Scottsdale and Phoenix

Short Sale Resources
HAFA F.A.Q.
Short Sale F.A.Q.
Short Sale Documents
What is CDPE
Short Sale Seller Advisory

 

Is a short sale for me?

In todays real estate environment nearly half of the homes in Arizona are worth less than the homeowners owe. This becomes evident when taking a closer look in the East Valley and seeing the record number of short sales in Gilbert, Chandler, Mesa and several other surrounding cities.  In many of these situations the home owner is having a difficult time keeping up with the payments or is facing a job transfer.

If you are in a situation where you are “underwater” in your mortgage but for any reason need to sell your home, a short sale may be the answer.

A short sale can be the lesser of many other evils.  A short sale, while it does have a negative impact on your credit, is much less significant than a foreclosure or bankruptcy.  Foreclosures and bankruptcies can have a far reaching impact on your credit score, and can limit your ability to purchase another home or vehicle.

A short sale on the other hand, is an offer that the bank accepts and agrees to take less than what is owed to them.  This will typically lower your credit score less than a foreclosure and for a much shorter amount of time.

If you live in Gilbert or any other city in the East Valley and have any further questions please Contact Us.